Auto Finance Center in Rice Lake, WI

Rice Lake, WI drivers have been using financing options to help them get the Chrysler, Dodge, Jeep, or Ram vehicle that they desire from South Lake Motors for decades. This is a great way to build credit and leave the car lot with the value that is worth your time and money. Each shopper has options that they can choose from to determine the amount that they have to pay every month.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Explore Your Financing Options In Rice Lake, WI

How Will Your Payments Be Arranged?

You must consider your income details to establish a healthy payment arrangement. Most car payments are paid on a monthly basis. This is a flexible option that applies to car notes and car lease payments.

What's Your Credit Score?

Your credit score determines the interest rate that a bank will charge on the loan or lease. This score allows the financing institution to gain information about how trustworthy you are with paying bills when they are due. You should work on your credit score before attempting to enter into a financial plan.

Do You Need Someone to Co-Sign?

Drivers in Chippewa Falls, WI without a credit history could also utilize a co-signing agreement. This consists of someone co-signing the payments in order to aid you with good credit information and other elements of credibility.

The cosigner is responsible for the car payments and other terms of the agreement. This is a big dedication to any contract. The co-signing party should understand that they will be responsible for payments should you not be able to make those payments.

Different Types of Financing Options

Financing through South Lake Motors allows you to leverage our well-established relationships with local and national banks to find you the best rates and terms available. This option also allows you to enter special programs that might incorporate special deals with incentives and more. These advantages are usually matched to certain cars based on manufacturer promotions. This means that your deal could change according to the car, make, and model that you are applying with.

Direct lending comes from financial entities like banks and financing companies that might have more access to your financial documents. This form of lending allows you to know your terms and conditions before arriving at South Lake Motors near Barron, WI. Customers have loved this option because of its ability to help them negotiate better so that communication is discreet and effective.

Leasing a Car for Convenience

Leasing a car in Rice Lake, WI consists of you paying monthly notes over a certain period of time. Because a lease contract typically only covers 24-48 months, lessees only pay for the portion of the vehicle that they use over that time. After the term is up, you can return your vehicle and decide whether to buy it outright or walk away.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Contact Your Dealer for Great Financing Options

South Lake Motors in Rice Lake, WI is ready to assist shoppers who are eager to learn more about financing. Our finance specialists work to help customers leave the car lot with a vehicle that is beneficial to their lifestyle and convenient for their finances. We'll work with you and your unique situation to find the financing solution that best suits your lifestyle and budget. Fill out your pre-approval form and value your trade-in from home and then get in touch with our professionals.

  1. South Lake Motors Inc

    1931 South Main St
    Rice Lake, WI 54868-2919

    • Sales: (715) 318-7084
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Get in Touch

  • Contact our Sales Department at: (715) 318-7084
  • Monday08:00AM - 06:00PM
  • Tuesday08:00AM - 06:00PM
  • Wednesday08:00AM - 06:00PM
  • Thursday08:00AM - 06:00PM
  • Friday08:00AM - 06:00PM
  • Saturday08:00AM - 04:00PM
  • SundayClosed